Abu Dhabi’s IHC Bets Big on India with $1 Billion Investment in Sammaan Capital

In a bold move that’s making waves across global markets, Abu Dhabi’s International Holding Company (IHC) has announced a $1 billion investment in India’s Sammaan Capital Ltd, formerly known as Indiabulls Housing Finance.

This isn’t just another foreign investment—it’s a power move that could redefine the future of India’s non-banking financial sector.

A Billion-Dollar Transformation

Through its subsidiary Avenir Investment RSC Ltd, IHC will acquire up to 43.5% controlling stake in Sammaan Capital via preferential shares and warrants priced at ₹139 each. Once the open offer and full dilution are complete, IHC’s total stake could rise to over 63%, officially making it the new promoter of the company.

That’s not small money—it’s a ₹8,850 crore vote of confidence in India’s rapidly growing financial ecosystem.

Why India, Why Now?

India’s lending landscape is evolving fast. Millions of aspiring homeowners, small business owners, and first-time borrowers are reshaping the credit market.

IHC’s strategic entry positions it at the center of this transformation—bringing global capital, advanced risk-management expertise, and a wave of innovation into one of India’s most prominent non-banking financial institutions.

For Sammaan Capital, this means:

  • A major capital infusion to expand lending in underserved markets
  • Improved credit profile and lower borrowing costs
  • Access to global best practices in digital finance and risk analytics

The Bigger Picture

This landmark deal represents one of the largest foreign direct investments in India’s NBFC sector—signaling that global investors view India not just as an emerging market but as a long-term growth powerhouse.

For IHC, this move aligns with its broader strategy of diversifying across fast-growing economies, high-impact sectors, and sustainable businesses.

This is not a short-term bet; it’s a strategic partnership designed for the decade ahead.

Why It Matters

  • Strengthens India–UAE economic ties
  • Boosts investor confidence in India’s financial services sector
  • Expands access to housing and SME finance across the country
  • Sets a precedent for future billion-dollar global investments

The Road Ahead

With IHC stepping in as a promoter, Sammaan Capital is expected to undergo a purposeful transformation—one that combines financial inclusion with world-class operational standards.

As the company scales up, this partnership could unlock a new era of lending, empowering more Indian families and businesses to build, grow, and thrive.

Final Word

In an age where capital flows toward conviction, IHC’s billion-dollar confidence in India speaks volumes. This deal is not just about financial investment—it’s a statement of belief in the country’s potential and the future of its financial system.