At Sohar International, excellence in financial advisory and innovation in debt capital markets is a driving force for client success. Afra Al-Zadjali, recognized among the 2025 “40 Under 40,” exemplifies this commitment through specialized expertise in debt capital markets, project finance, and financial restructuring.
With a passion for delivering tailored financial solutions, Afra crafts sustainable strategies for resolving distressed assets, optimizing capital structures, and advising on complex loan syndications. Her analytical approach, creative problem-solving, and ability to turn challenges into opportunities set a new standard for financial advisory in Oman.

Key skills and areas of expertise include:
- Debt restructuring and distressed asset management
- Project financing and capital raising
- Financial analysis, planning, and reporting
- Treasury management and advanced credit analysis
- Negotiation, stakeholder engagement, and corporate training
- ESG and sustainable business strategies
Afra holds a Master’s in Finance from Cranfield University, a Certificate in Treasury Fundamentals from the Association of Corporate Treasurers, and advanced certifications in corporate credit analysis, capital budgeting, and ESG. Ongoing professional development in ethics, emotional intelligence, and quality management further strengthens her holistic approach.
A collaborative and open communicator, Afra fosters environments where innovative ideas thrive and practical solutions are delivered. As a dedicated trainer and mentor, she is committed to empowering others and building a resilient financial community.

Congratulations to Afra Al-Zadjali for this well-deserved recognition. Her vision, expertise, and dedication are helping Sohar International set new benchmarks for financial excellence—delivering more value, more vision, and more wins for Oman and beyond. Connect with Afra at Sohar International for advisory services tailored to your business’s unique needs.